Mutual funds
Equity, debt, hybrid and index funds from SEBI-regulated fund houses — chosen to suit your goal, time frame and comfort with risk.
Zreyas Financial Services is the practice of R. Vijayendiran, an AMFI-registered Mutual Fund Distributor in Chennai.
We help families choose and invest in mutual funds and related products — from a first ₹500 SIP to a monthly retirement income. We explain each option in plain language, set everything up for you on the NSE Mutual Fund platform, and keep reviewing your investments with you as life changes.
From your first SIP to protection, pension and higher-ticket options — one person you know, helping you with each step.
Equity, debt, hybrid and index funds from SEBI-regulated fund houses — chosen to suit your goal, time frame and comfort with risk.
Invest a fixed amount every month by auto-debit — from ₹500 in many schemes. It builds the habit and spreads your buying across market ups and downs.
Systematic Transfer Plan: park a lump sum in a lower-risk fund and move a fixed amount into an equity fund at regular intervals.
Systematic Withdrawal Plan: receive a fixed amount from your fund every month or quarter — a steady income, while the rest stays invested.
SEBI's new category between mutual funds and PMS, allowing wider strategies — with a higher minimum investment of ₹10 lakh.
Term life cover to secure your family's future and health cover for medical bills — we help you compare and apply.
National Pension System — a low-cost, PFRDA-regulated retirement account, with tax benefits as per prevailing rules.
Portfolio Management Services — a professionally managed portfolio held in your name. For higher-ticket investors: ₹50 lakh minimum and higher risk.
Alternative Investment Funds — privately pooled funds for sophisticated investors, usually with a ₹1 crore minimum, longer lock-ins and higher risk.
Fixed deposits from NBFCs such as Shriram Finance, Mahindra Finance and Bajaj Finance, and non-convertible debentures (NCDs), for a fixed rate of interest over a set term — monthly, quarterly or cumulative. They are not bank deposits and are not insured by DICGC, so we look at the credit rating and the terms with you before you invest.
Helpful extras around your investments.
Insurance is the subject matter of solicitation. PMS, AIF and SIF carry higher minimums and risks and suit only some investors — read all offer documents carefully. Corporate FDs and NCDs carry credit risk; read the issuer's offer document and check the credit rating before investing. Issuer names are shown to identify the deposits we distribute, not as a recommendation.
Move the sliders or type your own figures. Every result updates instantly, so you can see what a steady habit, a small step-up or an early start could do.
A fixed amount every month, invested on the same date. See how the amount you put in compares with what it could grow to.
Raise your SIP a little every year as your income grows, and compare it with keeping the amount flat.
For a bonus, a maturity amount or savings you want to put to work in one go.
A house down payment, a wedding, a dream trip — start from what it costs today and let inflation show what it may cost later.
College fees tend to rise faster than everyday prices. Plan the monthly amount that could keep pace, counting what you have already set aside.
Estimate the corpus that could pay your monthly expenses after you stop working, and the SIP that could build it.
Pick a target and a monthly SIP to see roughly how long it could take to get there.
Park a lump sum in a liquid or debt fund and move a fixed amount every month into an equity fund, instead of investing it all at once.
Draw a regular monthly amount from your investments and see how the balance may hold up — and whether it could run out.
"I will start next year" has a price. See how much less the same SIP could build if you wait.
Every goal has its own time frame and comfort with risk. Tell us what you are saving for and we will explain the options that fit.
Long-term SIPs in equity-oriented funds, where time and patience matter more than timing.
Start a SIP →Build a corpus through the working years, and plan a monthly income later with a Systematic Withdrawal Plan.
Try the retirement calculator →ELSS funds have a 3-year lock-in and can qualify for a deduction under Section 80C, subject to limits and the tax regime you choose.
Read how ELSS works →Give each goal its own SIP and start early, so each monthly amount can stay small.
Try the child education calculator →Withdraw a fixed amount at set intervals from your investment while the rest stays invested.
Try the SWP calculator →Liquid and short-term debt funds are used for money you may need within months. Returns are not assured and the principal can fall in value.
Learn about fund types →Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Tax rules change; confirm with your tax professional.
Mutual funds come in a few broad families. Each suits a different time frame and comfort with risk — we help you pick from the right family for each goal.
Invest mainly in shares of listed companies. Suited to goals that are five years or more away, when you can sit through ups and downs.
Lend to governments, banks and companies through bonds and money-market papers. Used for short and medium goals and to park spare cash.
Hold a mix of equity, debt and sometimes gold, so one fund carries some balance within it.
Follow a market index such as the Nifty 50 instead of picking stocks, usually at a lower cost.
Built around one goal, with a lock-in of five years or until retirement age, whichever comes first.
Every scheme carries its own riskometer, shown in its scheme documents. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Simple to start, run by professionals, and flexible enough for every stage of life — from a first job to retirement.
Illustration — assumed 12% p.a. return, not a promise.
No branch visits and no confusing forms — we walk you through each step.
Leave your details and he will get in touch.

Zreyas Financial Services began with a simple belief — investing should feel as comfortable as talking to someone you trust.
Many families save sincerely but are unsure where to put that money, or worry about forms and jargon. We sit with you, understand what you are saving for, explain the choices honestly — including the risks and costs — and then take care of the paperwork. The name Zreyas carries our promise: Together we prosper. Your progress is how we measure ours.
Your investments are set up on the NSE Mutual Fund platform (NMF II), so everything you need happens in one convenient place.
Online, on WhatsApp, on a call or in person. Every transaction is approved by you and goes directly from your bank account to the fund house.
Once your free registration on the NSE Mutual Fund platform is done, you can invest, redeem and track from your phone or computer.
Start registrationSend your request on WhatsApp. We prepare it and you approve it yourself with the OTP or link sent to you.
Chat nowPrefer to talk it through? Call during office hours and get your questions answered in plain language.
Call +91 87784 87989Visit the office in Ayappakkam, Chennai or ask for a meeting at a time that suits your family.
Contact detailsSet up UPI AutoPay or a bank e-mandate once, so each SIP instalment goes out on its date without paperwork.
How SIP worksChanges and paperwork are part of every investor's life. Tell us what you need and we handle it with you, step by step — at no extra charge.
Scan a code with your phone camera to message us on WhatsApp, fill the client form, or download the AssetPlus investor app — once your account is ready, you can track and transact from your phone.
Short, plain answers to the doubts we hear most before someone starts their first SIP.
Fact: many schemes accept a SIP from ₹500 a month, so you can begin with what is comfortable and raise it as your income grows.
Fact: funds are professionally managed, diversified portfolios regulated by SEBI. Their value still moves with markets, so there is risk. Diversification and a longer time frame help manage it; they do not remove it.
Fact: a SIP spreads your purchases across market highs and lows, so you do not need to guess the right day. It cannot guarantee a profit or protect against a loss.
Fact: NAV is only the price of one unit. A fund at ₹15 is not better value than one at ₹150; what matters is the fund’s portfolio, cost and risk, and whether it fits your goal.
Fact: most open-ended funds can be redeemed on any working day, though an exit load or tax may apply. ELSS funds have a 3-year lock-in, and some other schemes have their own terms.
Fact: stopping can break a useful habit. Review your goal and time frame rather than react to headlines, and talk it through with us before changing anything.
Illustrations are for understanding only. Past performance may or may not be sustained in future. Mutual fund investments are subject to market risks.
Message or call us. We will understand your goal, complete a one-time free registration and KYC for you on the NSE MF platform, help you choose funds, and set up your SIP with auto-debit from your bank. Most of it can be done from your phone.
Many schemes accept SIPs from ₹500 a month; some start at ₹100 or ₹1,000. The exact minimum depends on the scheme, and you can increase the amount any time.
No, we never hold your money. Your investment goes directly from your bank account to the fund house, and the units are held in your own name. Mutual funds are regulated by SEBI. Their value does go up and down with markets — that market risk is separate from the safety of the process.
As a Mutual Fund Distributor, we earn a commission from the product providers (fund houses and insurers) for distribution services. There is no separate fee charged to you for these services.
Yes. You can pause a SIP for a few months, stop it, or change the amount, without any penalty from the fund house. Just tell us, or do it online; it usually takes effect from the next instalment date.
Usually your PAN card, Aadhaar (for KYC), a cancelled cheque or bank statement, a photograph and your mobile number and email. Nominee details are also recommended. We will tell you exactly what is needed for your case.
Yes. Non-resident Indians can invest in many mutual funds through an NRE or NRO account, subject to KYC and the rules of each fund house. Some fund houses do not accept investments from residents of the US or Canada — we will guide you on what is available to you.
Call, WhatsApp or visit — whichever is easiest for you.
Schemes from these and other SEBI-registered asset management companies are available through Zreyas Financial Services on the NSE Mutual Fund platform.
Names are trademarks of their respective owners and are shown for information only; they do not imply endorsement. Availability of a scheme depends on the distributor's empanelment with the fund house.