/* Zreyas Financial Services — shared design system
   Namma family (Anek Tamil + Mukta Malar, indigo / marigold / leaf) on an all-white page, tuned to the Zreyas logo. */
@font-face{font-family:"Anek Tamil";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/anek-tamil-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"Anek Tamil";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/anek-tamil-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Anek Tamil";font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/anek-tamil-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"Anek Tamil";font-style:normal;font-weight:800;font-display:swap;src:url(../fonts/anek-tamil-latin-800-normal.woff2) format("woff2")}
@font-face{font-family:"ZBody";font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/mukta-malar-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"ZBody";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/mukta-malar-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"ZBody";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/mukta-malar-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"ZBody";font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/mukta-malar-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"ZBody";font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/anek-tamil-latin-400-normal.woff2) format("woff2");unicode-range:U+0030-0039,U+20B9}
@font-face{font-family:"ZBody";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/anek-tamil-latin-500-normal.woff2) format("woff2");unicode-range:U+0030-0039,U+20B9}
@font-face{font-family:"ZBody";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/anek-tamil-latin-600-normal.woff2) format("woff2");unicode-range:U+0030-0039,U+20B9}
@font-face{font-family:"ZBody";font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/anek-tamil-latin-700-normal.woff2) format("woff2");unicode-range:U+0030-0039,U+20B9}
/* digits & ₹ come from Anek Tamil so numbers sit at full cap height */
:root{
  --indigo:#1f1d55; --indigo-2:#2a2870; --indigo-3:#3b3986; --ink:#161b26;
  --gold:#fbb511; --gold-2:#ffd322; --gold-ink:#8a5a00; --gold-soft:#fff6dc;
  --leaf:#25a35a; --leaf-ink:#17793f; --wa:#1b8549; --leaf-soft:#e8f6ee;
  --white:#ffffff; --tint:#f8f7fd; --tint-2:#f2f0fa;
  --line:#e7e5f2; --line-2:#d9d6ea;
  --text:#24223f; --muted:#5b5876; --muted-2:#7a7794;
  --danger:#c2453a;
  --display:"Anek Tamil",system-ui,sans-serif;
  --body:"ZBody",system-ui,-apple-system,"Segoe UI",sans-serif;
  --ease:cubic-bezier(.2,.7,.2,1);
  --r-sm:10px; --r:18px; --r-lg:28px;
  --sh-1:0 1px 2px rgba(31,29,85,.05),0 6px 18px rgba(31,29,85,.06);
  --sh-2:0 2px 6px rgba(31,29,85,.07),0 22px 48px -16px rgba(31,29,85,.22);
  --gut:16px; --max:1200px; --hdr:76px;
  color-scheme:light;
}
@media (min-width:760px){:root{--gut:32px}}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--text);font:400 17px/1.65 var(--body);overflow-x:hidden;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--indigo-3);text-underline-offset:3px}
h1,h2,h3,h4{font-family:var(--display);color:var(--indigo);line-height:1.15;margin:0 0 .5em;letter-spacing:-.005em}
h1{font-size:clamp(34px,5.2vw,58px);font-weight:800}
h2{font-size:clamp(28px,3.6vw,42px);font-weight:800}
h3{font-size:clamp(19px,1.8vw,22px);font-weight:700}
p{margin:0 0 1em}
.sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:8px;top:-60px;z-index:200;background:var(--indigo);color:#fff;padding:10px 14px;border-radius:8px}
.skip:focus{top:8px}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}
.wrap{max-width:var(--max);margin:0 auto;padding-left:var(--gut);padding-right:var(--gut)}
.section{padding:clamp(64px,8vw,104px) 0;background:#fff}
.section + .section{border-top:1px solid var(--line)}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font:700 13px/1 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:14px}
.eyebrow::before{content:"";width:26px;height:3px;border-radius:3px;background:var(--gold)}
.lead{font-size:clamp(17px,1.5vw,19px);color:var(--muted);max-width:64ch}
.head{max-width:760px;margin-bottom:clamp(32px,4vw,48px)}
.head.center{margin-left:auto;margin-right:auto;text-align:center}
.head.center .eyebrow::after{content:"";width:26px;height:3px;border-radius:3px;background:var(--gold)}
.hl{background:linear-gradient(transparent 62%,var(--gold-2) 62% 90%,transparent 90%);padding:0 .08em}
.muted{color:var(--muted)}
.small{font-size:14.5px;color:var(--muted)}

/* buttons */
.btn{--bg:var(--indigo);--fg:#fff;position:relative;overflow:hidden;display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:50px;padding:12px 24px;border-radius:999px;border:2px solid var(--bg);background:var(--bg);color:var(--fg);font:700 16.5px/1.1 var(--body);text-decoration:none;cursor:pointer;transition:transform .3s var(--ease),box-shadow .3s var(--ease),background .3s}
.btn::after{content:"";position:absolute;inset:0;background:linear-gradient(110deg,transparent 30%,rgba(255,255,255,.35) 50%,transparent 70%);transform:translateX(-120%);transition:transform .7s var(--ease)}
.btn:hover{transform:translateY(-2px);box-shadow:0 12px 26px -12px rgba(31,29,85,.55)}
.btn:hover::after{transform:translateX(120%)}
.btn svg{width:20px;height:20px;flex:none}
.btn-gold{--bg:var(--gold);--fg:var(--ink)}
.btn-gold:hover{box-shadow:0 12px 26px -12px rgba(200,140,0,.7)}
.btn-wa{--bg:var(--wa);--fg:#fff}
.btn-ghost{background:#fff;color:var(--indigo);border-color:var(--line-2)}
.btn-ghost:hover{border-color:var(--indigo)}
.btn-sm{min-height:42px;padding:9px 18px;font-size:15px}
.btn-block{width:100%}
.link-arrow{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--indigo);text-decoration:none}
.link-arrow svg{width:18px;height:18px;transition:transform .3s var(--ease)}
.link-arrow:hover svg{transform:translateX(4px)}

/* top strip + header */
.topstrip{background:#fff;border-bottom:1px solid var(--line);font-size:13.5px;color:var(--muted)}
.topstrip .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:38px;flex-wrap:wrap}
.topstrip b{color:var(--indigo);font-weight:700}
.topstrip a{color:var(--muted);text-decoration:none}
.topstrip a:hover{color:var(--indigo)}
.topstrip .tl{display:flex;gap:18px;align-items:center}
.topstrip .sm{display:none}
@media (max-width:760px){.topstrip .lg{display:none}.topstrip .sm{display:inline}.topstrip .tr{display:none}.topstrip .wrap{justify-content:center;text-align:center}}
.hdr{position:sticky;top:0;z-index:90;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid transparent;transition:box-shadow .35s var(--ease),border-color .35s}
.hdr.scrolled{border-color:var(--line);box-shadow:0 10px 30px -22px rgba(31,29,85,.45)}
.hdr .wrap{display:flex;align-items:center;gap:20px;height:var(--hdr);transition:height .35s var(--ease)}
.hdr.scrolled .wrap{height:64px}
.brand{display:flex;align-items:center;flex:none;text-decoration:none}
.brand img{height:46px;width:auto;transition:height .35s var(--ease)}
.hdr.scrolled .brand img{height:40px}
.nav{margin-left:auto;display:flex;align-items:center;gap:4px}
.nav a{position:relative;padding:10px 12px;border-radius:10px;color:var(--text);font-weight:600;font-size:16px;text-decoration:none;white-space:nowrap}
.nav a::after{content:"";position:absolute;left:12px;right:12px;bottom:4px;height:2px;border-radius:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.nav a:hover::after,.nav a[aria-current="page"]::after{transform:scaleX(1)}
.nav a[aria-current="page"]{color:var(--indigo)}
.hdr-cta{display:flex;gap:10px;align-items:center;flex:none}
.menu-btn{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line-2);background:#fff;align-items:center;justify-content:center;cursor:pointer;margin-left:auto}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{display:block;width:20px;height:2px;border-radius:2px;background:var(--indigo);position:relative;transition:transform .35s var(--ease),background .2s}
.menu-btn span::before,.menu-btn span::after{content:"";position:absolute;left:0}
.menu-btn span::before{top:-6px}.menu-btn span::after{top:6px}
.menu-open .menu-btn span{background:transparent}
.menu-open .menu-btn span::before{transform:translateY(6px) rotate(45deg)}
.menu-open .menu-btn span::after{transform:translateY(-6px) rotate(-45deg)}
@media (max-width:1120px){
  .nav{position:fixed;left:0;right:0;top:var(--navtop,114px);bottom:0;flex-direction:column;align-items:stretch;gap:2px;padding:18px var(--gut) 120px;background:#fff;border-top:1px solid var(--line);overflow:auto;transform:translateY(-8px);opacity:0;visibility:hidden;transition:opacity .3s var(--ease),transform .3s var(--ease),visibility .3s}
  .menu-open .nav{opacity:1;transform:none;visibility:visible}
  .nav a{font-size:19px;padding:14px 8px;border-bottom:1px solid var(--line);border-radius:0}
  .nav a::after{display:none}
  .menu-btn{display:inline-flex}
  .hdr-cta .btn-sip{display:none}
}
@media (max-width:420px){.brand img{height:38px}.hdr.scrolled .brand img{height:34px}}
.progress{position:fixed;left:0;top:0;height:3px;width:100%;transform-origin:left;transform:scaleX(0);background:linear-gradient(90deg,var(--gold),var(--leaf));z-index:120}

/* cards + grids */
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:980px){.g3,.g4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:var(--sh-1);transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s;min-width:0}
.card:hover{transform:translateY(-4px);box-shadow:var(--sh-2);border-color:var(--line-2)}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);margin:0}
.ico{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;background:var(--gold-soft);color:var(--indigo);margin-bottom:18px;transition:transform .4s var(--ease),background .4s}
.ico svg{width:28px;height:28px}
.card:hover .ico{transform:rotate(-6deg) scale(1.06);background:var(--gold-2)}
.chip{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;border-radius:999px;border:1px solid var(--line-2);background:#fff;font-size:14px;font-weight:600;color:var(--indigo)}
.chip .dot{width:8px;height:8px;border-radius:50%;background:var(--leaf)}
.panel{background:var(--tint);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(22px,3vw,40px)}
.note{font-size:13.5px;color:var(--muted);border-left:3px solid var(--gold);padding:6px 0 6px 12px;margin-top:14px}

/* forms */
.form{display:grid;gap:16px}
.field{display:grid;gap:6px;min-width:0}
.field label{font-weight:700;font-size:15px;color:var(--indigo)}
.field input,.field select,.field textarea{width:100%;min-height:50px;padding:12px 14px;border-radius:12px;border:1.5px solid var(--line-2);background:#fff;font:500 16px var(--body);color:var(--text);transition:border-color .25s,box-shadow .25s}
.field textarea{min-height:96px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--indigo-3);box-shadow:0 0 0 4px rgba(59,57,134,.12)}
.field .err{display:none;color:var(--danger);font-size:13.5px;font-weight:600}
.field.bad input,.field.bad select{border-color:var(--danger)}
.field.bad .err{display:block}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:560px){.row2{grid-template-columns:1fr}}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:14.5px;color:var(--muted)}
.consent input{width:20px;height:20px;margin-top:3px;accent-color:var(--indigo);flex:none}
.consent.bad{color:var(--danger)}
.form-ok{display:none;background:var(--leaf-soft);border:1px solid #bfe5cf;color:var(--leaf-ink);padding:14px 16px;border-radius:12px;font-weight:600}
.form-ok.warn{background:#fff6e5;border-color:#f3d79b;color:#7a4f00}
.form-ok.show{display:block;animation:pop .5s var(--ease)}
@keyframes pop{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}

/* range sliders */
.rng{display:grid;gap:8px}
.rng .top{display:flex;justify-content:space-between;align-items:center;gap:10px}
.rng label{font-weight:700;font-size:15px;color:var(--indigo)}
.rng output,.rng .val{font:700 16px var(--body);color:var(--indigo);background:var(--gold-soft);border:1px solid #f3dea4;padding:4px 12px;border-radius:999px;white-space:nowrap}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:28px;background:transparent;cursor:pointer;--p:50%}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:6px;background:linear-gradient(90deg,var(--indigo) var(--p),var(--line) var(--p))}
input[type=range]::-moz-range-track{height:6px;border-radius:6px;background:var(--line)}
input[type=range]::-moz-range-progress{height:6px;border-radius:6px;background:var(--indigo)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;margin-top:-9px;border-radius:50%;background:#fff;border:6px solid var(--gold);box-shadow:0 2px 8px rgba(31,29,85,.3);transition:transform .2s}
input[type=range]::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:#fff;border:6px solid var(--gold);box-shadow:0 2px 8px rgba(31,29,85,.3)}
input[type=range]:active::-webkit-slider-thumb{transform:scale(1.15)}

/* tabs */
.tabs{display:flex;gap:8px;overflow-x:auto;scrollbar-width:none;padding:4px;margin:0 calc(var(--gut)*-1) 24px;padding-left:var(--gut);padding-right:var(--gut)}
.tabs::-webkit-scrollbar{display:none}
.tab{flex:none;min-height:44px;padding:9px 18px;border-radius:999px;border:1.5px solid var(--line-2);background:#fff;color:var(--indigo);font:700 15px var(--body);cursor:pointer;transition:background .3s,color .3s,border-color .3s}
.tab:hover{border-color:var(--indigo)}
.tab[aria-selected="true"]{background:var(--indigo);border-color:var(--indigo);color:#fff}

/* accordion */
.faq{display:grid;gap:12px;max-width:880px;margin:0 auto}
.faq details{border:1px solid var(--line);border-radius:16px;background:#fff;transition:box-shadow .3s,border-color .3s}
.faq details[open]{box-shadow:var(--sh-1);border-color:var(--line-2)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 20px;font:700 18px/1.35 var(--display);color:var(--indigo)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:30px;height:30px;border-radius:50%;background:var(--gold-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231f1d55' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") center/16px no-repeat;transition:transform .35s var(--ease)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .ans{padding:0 20px 18px;color:var(--muted)}
.faq .ans p:last-child{margin:0}

/* reveal motion */
.rv{opacity:0;transform:translateY(22px);transition:opacity .8s var(--ease),transform .8s var(--ease);transition-delay:var(--d,0ms)}
.rv.in{opacity:1;transform:none}

/* app + QR */
.qr{width:148px;height:148px;padding:10px;background:#fff;border:1px solid var(--line);border-radius:14px;display:grid;place-items:center}
.qr svg{width:100%;height:100%}
.qr-card{display:flex;flex-direction:column;align-items:center;text-align:center;gap:10px}
.qr-card b{color:var(--indigo);font-family:var(--display);font-size:17px}
.qr-card span{font-size:14px;color:var(--muted)}

/* footer */
.ftr{background:#fff;border-top:1px solid var(--line);padding:56px 0 0;font-size:15px;color:var(--muted)}
.ftr-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:32px}
@media (max-width:980px){.ftr-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.ftr-grid{grid-template-columns:1fr}}
.ftr h4{font-size:16px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:14px}
.ftr ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.ftr a{color:var(--muted);text-decoration:none}
.ftr a:hover{color:var(--indigo);text-decoration:underline}
.ftr .logo{height:64px;width:auto;margin-bottom:16px}
.ftr .reg{color:var(--indigo);font-weight:700}
.social{display:flex;gap:10px;margin-top:16px}
.social a{width:42px;height:42px;border-radius:12px;border:1px solid var(--line-2);display:grid;place-items:center;color:var(--indigo);transition:background .3s,color .3s,transform .3s var(--ease)}
.social a:hover{background:var(--indigo);color:#fff;transform:translateY(-2px);text-decoration:none}
.social svg{width:19px;height:19px}
.disclose{margin-top:40px;padding:22px 0;border-top:1px solid var(--line);font-size:13.5px;line-height:1.65;display:grid;gap:8px}
.disclose .risk{color:var(--indigo);font-weight:700;font-size:14.5px}
.legal-bar{border-top:1px solid var(--line);padding:16px 0 28px;font-size:13.5px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}

/* mobile action bar + floating WA */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:95;display:none;grid-template-columns:repeat(3,1fr);background:#fff;border-top:1px solid var(--line);box-shadow:0 -10px 30px -20px rgba(31,29,85,.5);padding-bottom:env(safe-area-inset-bottom,0)}
.mbar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;min-height:60px;font:700 13px var(--body);color:var(--indigo);text-decoration:none}
.mbar a svg{width:22px;height:22px}
.mbar a.wa{color:var(--wa)}
.mbar a.sip{background:var(--gold);color:var(--ink)}
@media (max-width:760px){.mbar{display:grid}body{padding-bottom:64px}.fab{display:none!important}}
.fab{position:fixed;right:22px;bottom:22px;z-index:94;width:58px;height:58px;border-radius:50%;background:var(--wa);color:#fff;display:grid;place-items:center;box-shadow:0 14px 30px -10px rgba(27,133,73,.7);transition:transform .3s var(--ease)}
.fab:hover{transform:scale(1.08)}
.fab svg{width:30px;height:30px}
.fab::before{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid var(--wa);animation:ring 2.4s var(--ease) infinite}
@keyframes ring{from{transform:scale(1);opacity:.8}to{transform:scale(1.6);opacity:0}}

/* page hero (inner pages) */
.phero{padding:clamp(48px,6vw,80px) 0 clamp(40px,5vw,64px);background:#fff;position:relative;overflow:hidden;border-bottom:1px solid var(--line)}
.phero .crumbs{font-size:14px;color:var(--muted);margin-bottom:14px}
.phero .crumbs a{color:var(--muted)}
.phero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(251,181,17,.18),transparent 65%);pointer-events:none}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
  .rv{opacity:1;transform:none}
}